As financial service provider, Finsens specialises in providing full support for our clients. Financial planning, including mortgage and pension advice as well as asset management, is part of our expertise.
Over the course of our 25 years’ worth of experience, we’ve seen the world of financial planning change drastically. Nowadays, it is harder to realise financial goals. On the one hand, banks are reluctant to grant mortgage loans (particularly to expats, self-employed people
and clients of over 60 years of age) and corporate loans to SMEs. On the other hand, the historically low interest rates and large-scale currency fluctuations on the global stock exchange make it harder to realise positive returns. We expect that the current situation will persist throughout the next couple of years.
However, there is another way of realising positive returns, namely via mortgage bonds.
Due to heavier regulations, banks have fewer possibilities to provide mortgages. Therefore, Finsens introduces an alternative. Mortgages provided by private investors.
Step 1: analysis of your personal situation
Step 2: calculation of the maximum value of the mortgage (depending on the type and purpose of the real estate)
Step 3: proposition to private investors
Step 4: start of investment
Granting mortgage loans with a group of fellow investors, with as your starting point a higher interest rate as well as securities
(right of 1st mortgage, combined with a favourable loan-to-value ratio and the right to pledge the property).
Finsens offers you the following investment opportunities: